There are many ways to spell health insurance.
We all know the reason for having health insurance, PROTECTION. Over the years the health plans have become so complicated few of us understand how it works and what we actually need.
What do they all mean?
Health insurance
Medical insurance
HMO
PPO
Healthcare
Health Savings Account (HSA)
Medical Savings Accounts (MSA)
etc…
What do I need?
At IQ HSA we have made it simple and easy for everyone to understand. We will assist you in finding the plan that suits your specific needs and it will be affordable GUARANTEED!
Get quotes for individual/family health insurance in Arizona here. Contact us today at 602-510-7507 to find out how an HSA can benefit you.
Third party to manage your purchases at the grocery store!
Third party- noun - One other than the principals involved in a transaction: example: I pay rent to a third party, not directly to the landlord.
In America we do not have third party participation in any other purchases of major services or products… why do we want it in our healthcare decisions?
Actually it is not just a third party, we actually have…
Third party – Employer deciding on plan benefits and premium offered.
Fourth party – Provider network setting the price doctors and hospitals charge.
Fifth party – Medicare federal government setting the price doctors and hospitals charge medicare patients.
Is it any wonder costs are skyrocketing with all of the decisions being made for the consumer rather than by the consumer?
Let’s look at some examples of other purchases we make on a daily basis without help!
Grocery store:
STORE OWNER decides what to stock on the shelves and at what price.
YOU decide what to buy and how much you are willing to pay.
Gas station:
STORE OWNER decides how much gas to make available for sale and at what price.
YOU decide which station has the best price and how much you will buy.
Auto insurance:
INSURANCE COMPANY sets price and terms for their policy and has to make sure they are competitive with other companies offerings.
YOU decide which features and benefits you want and who has the best price. You then deal direct with service providers for your day to day maintenance.
Healthcare is the only major area of the US economy that does not have the consumer directly involved in a free market. This is why the healthcare system is caving in on itself, with ever increasing cost and reductions in benefits.
We need a healthcare system that is consumer driven!
Get quotes for individual/family health insurance in Arizona here. Contact us today at 602-510-7507 to find out how an HSA can benefit you.