When Will Obama’s Health Care Policies Become Reality?

When will Obama’s health care policies become reality?

Ah Never! Obama’s approach is to radical and would be completely ineffective at solving the real problems.Why are the costs of food, transportation, and even auto insurance not rising at the same pace as health insurance/ healthcare costs? The answer is that these other major segments of our economy function in a true marketplace where the consumer interacts directly with the provider of services.

Still don’t get it? How many of you know what the “true” cost of an average doctors visit or CAT Scan is? Answer, you really don’t. You may have said I pay a $25 copay when I go to the doctor, but that is not the true cost to someone walking in off the street without insurance.Now ask yourself what a gallon of milk costs? I’d be willing to bet 90% of you can come within $0.50 of knowing the answer.

It’s real simple, you don’t have the Grocery Company and your employer making decisions as to where you shop and what gallon of milk you buy thus driving up the costs. Obamacare is not a solution. If implemented costs would continue to rise, care would decrease, national debt would rise and we would have another wonderful beauracracy. Sounds like Utopia to me.

The people we work with are saving an average of $2,208/year on their health insurance premiums without sacrificing benefits. You owe it to yourself to find out how a HSA can benefit you. Contact us today at 602-510-7507 or info@iqhsa.com.

IQ Financial Group, llc. is a licensed insurance agency in the state of Arizona.  We offer a complete selection of health insurance, term life insurance, disability insurance, long term care insurance and supplement plans to individuals, families, self-employed and small businesses throughout Arizona.  We offer the best in Arizona Health Insurance.
© IQ Financial Group, llc.

Third party to manage your purchases at the grocery store!

Third party- noun - One other than the principals involved in a transaction: example: I pay rent to a third party, not directly to the landlord.

In America we do not have third party participation in any other purchases of major services or products… why do we want it in our healthcare decisions?

Actually it is not just a third party, we actually have…
Third party – Employer deciding on plan benefits and premium offered.
Fourth party – Provider network setting the price doctors and hospitals charge.
Fifth party – Medicare federal government setting the price doctors and hospitals charge medicare patients.

Is it any wonder costs are skyrocketing with all of the decisions being made for the consumer rather than by the consumer?  

Let’s look at some examples of other purchases we make on a daily basis without help!

Grocery store:
STORE OWNER decides what to stock on the shelves and at what price.
YOU decide what to buy and how much you are willing to pay.

Gas station:
STORE OWNER decides how much gas to make available for sale and at what price.
YOU decide which station has the best price and how much you will buy.

Auto insurance:
INSURANCE COMPANY sets price and terms for their policy and has to make sure they are competitive with other companies offerings.
YOU decide which features and benefits you want and who has the best price.  You then deal direct with service providers for your day to day maintenance.

Healthcare is the only major area of the US economy that does not have the consumer directly involved in a free market.  This is why the healthcare system is caving in on itself, with ever increasing cost and reductions in benefits.

We need a healthcare system that is consumer driven!

Get quotes for individual/family health insurance in Arizona here. Contact us today at 602-510-7507 to find out how an HSA can benefit you.