Michael Porter, Harvard Business School Professor on Health Care Reform

Get quotes for individual/family health insurance in Arizona here. Contact us today at 602-510-7507 to find out how an HSA can benefit you.

IQ Financial Group, llc. is a licensed insurance agency in the state of Arizona. We offer a complete selection of health insurance, term life insurance, disability insurance, long term care insurance and supplement plans to individuals, families, self-employed and small businesses throughout Arizona. We offer the best in Arizona Health Insurance.
© IQ Financial Group, llc.

Sen. Baucus Introduces Senate Financial Committee Health Bill

The following announcement was released by the office of Senate Finance Committee Chairman Max Baucus (D,Mont.).  Click here to read article and specifics about the proposed bill.

Get quotes for individual/family health insurance in Arizona here. Contact us today at 602-510-7507 to find out how an HSA can benefit you.

IQ Financial Group, llc. is a licensed insurance agency in the state of Arizona.  We offer a complete selection of health insurance, term life insurance, disability insurance, long term care insurance and supplement plans to individuals, families, self-employed and small businesses throughout Arizona.  We offer the best in Arizona Health Insurance.
© IQ Financial Group, llc.

Study Conducted By Engelberg Center For Health Care Reform

A new Brookings study, "Bending the Curve," is getting a lot of buzz on Capitol Hill. Its authors are some of the biggest names in health policy. The four basic steps they say must be taken to slow spending growth are:
 
  1. Develop better information tools, such as health information technology and comparative effectiveness research.
  2. Redirect provider payments toward rewarding improvements in quality and reductions in cost growth, including disease prevention and care coordination.
  3. Reform health insurance markets, including creating incentives for value improvement rather than risk selection.
  4. Help individual patients make better choices – support them in improving their health and reaching their health goals.

 Get quotes for individual/family health insurance in Arizona here. Contact us today at 602-510-7507 to find out how an HSA can benefit you. IQ Financial Group, llc. is a licensed insurance agency in the state of Arizona.  We offer a complete selection of health insurance, term life insurance, disability insurance, long term care insurance and supplement plans to individuals, families, self-employed and small businesses throughout Arizona.  We offer the best in Arizona Health Insurance.

© IQ Financial Group, llc.      

Third party to manage your purchases at the grocery store!

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Third party- noun - One other than the principals involved in a transaction: example: I pay rent to a third party, not directly to the landlord.

In America we do not have third party participation in any other purchases of major services or products… why do we want it in our healthcare decisions?

Actually it is not just a third party, we actually have…
Third party – Employer deciding on plan benefits and premium offered.
Fourth partyProvider network setting the price doctors and hospitals charge.
Fifth partyMedicare federal government setting the price doctors and hospitals charge medicare patients.

Is it any wonder costs are skyrocketing with all of the decisions being made for the consumer rather than by the consumer?  

Let’s look at some examples of other purchases we make on a daily basis without help!

Grocery store:
STORE OWNER
decides what to stock on the shelves and at what price.
YOU decide what to buy and how much you are willing to pay.

Gas station:
STORE OWNER
decides how much gas to make available for sale and at what price.
YOU decide which station has the best price and how much you will buy.

Auto insurance:
INSURANCE COMPANY
sets price and terms for their policy and has to make sure they are competitive with other companies offerings.
YOU decide which features and benefits you want and who has the best price.  You then deal direct with service providers for your day to day maintenance.

Healthcare is the only major area of the US economy that does not have the consumer directly involved in a free market.  This is why the healthcare system is caving in on itself, with ever increasing cost and reductions in benefits.

We need a healthcare system that is consumer driven!

Get quotes for individual/family health insurance in Arizona here. Contact us today at 602-510-7507 to find out how an HSA can benefit you.

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